We have been advised to be very clear to anyone who accesses our electronic programs that it is only a tool for those seeking insurance information. It is not a recommendation nor an endorsement of any vendor, broker or insurance company that has a listing on any of our pages. Additionally, this is not an offer to sell insurance or an advertisement of insurance for any place other than the states in which we are licensed to do business.
We are not responsible for any information that may have been listed in any our pages, however we have tried to be as accurate as possible in all of our material.
Your privacy is important to us. When we quote and/or sell an insurance policy to a person we need data about the person, personnel or property that we are insuring. We consider this private and have taken steps to keep it confidential. We protect your information and we do not give or sell your information to others for marketing purposes. We may give the information to other persons or companies to help us sell and service your insurance business. These types of situations are with our partner insurance companies, wholesalers, brokers, agents, claim adjuster, claim investigator and any support systems required to do business with you. These partners are required to use the information for only the reasons that we give it to them.
As an independent insurance agent or insurance broker we may have access to more than one insurance company to place your coverage. Whether acting as an independent insurance agent or insurance broker we have certain obligations to you as the purchaser and certain obligations to the insurance company as determined in both statutory and case law. If acting as an independent insurance agent we may have authority to obligate the insurance company on your behalf and as a result we may be required to act within the scope of my contractual agreement with the company.
As the purchaser you need to understand that we typically will receive compensation from the selling company based on the agreement we have with the company. That compensation may vary from company to company and also be impacted by the volume of business we place with the company, the profitability of that business and other factors.
You may receive information about our compensation on the policy or policies you select and about any policies we have presented to you which you did not select by asking us for the information.