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New York State Auto Insurance FAQs

I am going on vacation, and I am renting a vehicle. Do I have coverage, or do I have to take out the rental companies coverage?

No, you don't have to take out the rental companies coverage. New York State personal auto policies include coverage for rental vehicles.

Why do you need a copy of my vehicle's New York State Registration?

The Department of Motor Vehicles (DMV) has initiated a new liability insurance reporting program for vehicles registered in the State of New York. This program is called Insurance Information Enforcement Systems (IIES). The goals of IIES include:

  • Reducing the uninsured motorist population
  • Eliminating insurance ID card fraud
  • Automating the insurance verification process
  • Facilitating on-road enforcement

Your insurance carrier is requiring that we provide the mandatory vehicle Registration information. Failure to respond could result in penalties ranging from $500 to $5,000 or suspension of registration.

Therefore, that is why we need a copy of the registration in order for the carrier to comply with the IIES law.

I want to delete a vehicle off my auto policy what do I have to do?

In order for the vehicle to be deleted off the auto policy the plates will need to to be turned in to the DMV. You will receive a green plate surrender receipt that would need to be mailed to our agency for us to send to the company to delete the vehicle off. New York State Law will not allow any vehicle to be deleted from a policy until plates are turned in.

When is my bill due, and for how much?

Most of the Companies have a 1-800 number right on the bill that the customer can call. By calling that number you are connected directly to a customer service billing representative who will be able to pull the account right up and give the information to you directly with what is due and for how much.

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